How to Use Your HSA/FSA Funds at Minimo Nutrition
At Minimo Nutrition, we believe supplements can be medicine, and our new partners at Truemed agree. Through our collaboration with Truemed, eligible customers can now use Health Savings Account (HSA) or Flexible Spending Account (FSA) funds on Minimo Nutrition products! This means you may be eligible to buy your favorite supplements with pre-tax dollars, resulting in net savings of 30% on average.
HSAs and FSAs were created for you to spend tax-advantaged dollars on products and services that can treat or prevent medical conditions and Truemed is making it easy to do just that.
One-Time Purchase
- Add products to your cart
- Check out as a guest: ensure you are not signed into "Shop Pay"
- Select Trumed as your payment option at checkout
- If you pay with your HSA/FSA card, there's no other work you need to do. Truemed will send paperwork to ensure compliance.
Subscribe and Save
- Add products to your cart
- Check out using your normal payment method
- Select the "Get Reimbursed" button on the order confirmation page
- Take the HSA/FSA evaluation form to determine eligibility for reimbursement
- Once you've been pre-approved, an independent licensed provider will review your form and, if deemed appropriate, will issue and send over the Letter of Medical Necessity (generally within 24-48 hours). You will receive your LMN in a letter, along with instructions on how to reimburse yourself.
FAQ
What are HSA and FSA Accounts?
Health savings accounts (HSA) and flexible spending accounts (FSA) are programs that allow you to set aside pre-tax dollars for eligible healthcare expenses. If you’re unsure whether or not you have an HSA or FSA account, please check with your employer or insurance company.
Can I use my HSA/FSA card at Minimo Nutrition?
Yes, simply select Truemed as your payment option at checkout and use your FSA or HSA card as you would any other credit card (one-time purchases only).
Why do Subscribe and Save orders have to go through the reimbursement process?
This is currently a limitation of our partners, Truemed. They are actively working on a future solution to enable HSA/FSA cards at checkout for Subscribe and Save orders.
How long does HSA or FSA reimbursement take?
For most FSA/HSA administrators, your expenses will be approved within days when you submit your claim for reimbursement along with your receipt and a Letter of Medical Necessity. The exact timing will vary based on your administrator.
Do I need to take Truemed’s survey every time I make a purchase from Minimo Nutrition?
If you have already received a Letter of Medical Necessity for purchasing specific products from a merchant, you do not need to complete Truemed’s survey again so long as your Letter of Medical Necessity remains valid. Letters of Medical Necessity are typically valid for 12 months after they are first issued. You do still need to submit your receipts for reimbursement with your HSA/FSA administrator.
What is a "Letter of Medical Necessity", and how is this compliant?
The items in your Truemed Letter of Medical Necessity (“LMN”) are now qualified medical expenses in the same way a visit to the doctor’s office or pharmaceutical product is.
There are thousands of studies showing food and exercise is often the best medicine to prevent and reverse disease. Exercise qualifies as a qualified medical expense with an LMN. Food, supplements, and other wellness purchases qualify as medical expenses if they treat or prevent an illness, and a doctor substantiates the need. Your Truemed LMN satisfies all IRS requirements to make your wellness spend fully reimbursable.
Are there fees associated with using Truemed's services?
There is no cost to you, as long as you are shopping with a Truemed partner merchant.
When should I use my FSA/HSA dollars?
You can use your HSA/FSA dollars all year long. However, FSA dollars expire at the end of the year and unused money may not rollover into the next year. Make sure to spend the rest of your FSA dollars before December 31st — use it, so you don’t lose it!
I don’t have enough funds in my HSA/FSA account to reimburse the entire purchase. Can I still use Truemed?
Yes. You can still submit for partial reimbursement. For example: if you purchase an eligible item for $100 but only have $60 in your account, you can reimburse $60 of your purchase with your tax-free funds (with the remaining $40 paid for as normal).
What if my reimbursement is rejected by my administrator?
Please contact support@truemed.com so they can help you troubleshoot the issue. HSA/FSA plan administrators often have detailed requirements, so it may be as simple as re-issuing your Letter of Medical Necessity using the administrator’s form.